diff --git a/mall-common/src/main/java/com/suisung/mall/common/modules/store/ShopMchEntry.java b/mall-common/src/main/java/com/suisung/mall/common/modules/store/ShopMchEntry.java
index a986f2a1..bc774c98 100644
--- a/mall-common/src/main/java/com/suisung/mall/common/modules/store/ShopMchEntry.java
+++ b/mall-common/src/main/java/com/suisung/mall/common/modules/store/ShopMchEntry.java
@@ -60,7 +60,7 @@ public class ShopMchEntry implements Serializable {
     @ApiModelProperty(value = "除去运费的商家分成比列，如：95.00，最大100，最小0")
     private BigDecimal split_ratio;
 
-    @ApiModelProperty(value = "分账到账方式：1-T+0；2-T+1，3-T+3...")
+    @ApiModelProperty(value = "结算类型：0-秒到（不分账）；1-次日结算（分账）")
     private Integer settlement_method;
 
     @ApiModelProperty(value = "商家入驻合同的编号")
diff --git a/mall-shop/src/main/java/com/suisung/mall/shop/lakala/service/impl/LakalaApiServiceImpl.java b/mall-shop/src/main/java/com/suisung/mall/shop/lakala/service/impl/LakalaApiServiceImpl.java
index 04e1f4e7..76bde410 100644
--- a/mall-shop/src/main/java/com/suisung/mall/shop/lakala/service/impl/LakalaApiServiceImpl.java
+++ b/mall-shop/src/main/java/com/suisung/mall/shop/lakala/service/impl/LakalaApiServiceImpl.java
@@ -1303,7 +1303,7 @@ public class LakalaApiServiceImpl implements LakalaApiService {
                 JSONObject respJson = JSONUtil.parseObj(responseStr);
 
                 if (respJson == null || !lklSuccessCode.equals(respJson.getStr("retCode"))) {
-                    log.error("拉卡拉响应失败：{}", respJson != null ? respJson.getStr("retMsg") : "无响应数据");
+                    log.error("绑定接收方拉卡拉响应失败：{}", respJson != null ? respJson.getStr("retMsg") : "无响应数据");
                     continue; // 单个失败不影响其他接收方处理
                 }
 
@@ -1342,9 +1342,9 @@ public class LakalaApiServiceImpl implements LakalaApiService {
             }
             return Pair.of(false, "分账接收方绑定失败");
         } else if (successCount < totalCount) {
-            return Pair.of(true, "部分提交成功（" + successCount + "/" + totalCount + "），待审核中");
+            return Pair.of(true, "分账接收方绑定，部分提交成功（" + successCount + "/" + totalCount + "），待审核中");
         } else {
-            return Pair.of(true, "全部提交成功，待审核中");
+            return Pair.of(true, "分账接收方绑定，全部提交成功，待审核中");
         }
     }
 
diff --git a/mall-shop/src/main/resources/bootstrap-dev.yml b/mall-shop/src/main/resources/bootstrap-dev.yml
index 4e4f92d7..30b4a3a6 100644
--- a/mall-shop/src/main/resources/bootstrap-dev.yml
+++ b/mall-shop/src/main/resources/bootstrap-dev.yml
@@ -163,11 +163,11 @@ lakala:
   # 拉卡拉拓客进件配置
   tk:
     #服务地址
-    server_url: https://test.wsmsd.cn/sit/htkauth
+    server_url: https://test.wsmsd.cn
     client_id: lsycs
     client_secret: XPa1HB5d55Ig0qV8
     user_no: 29153396
-    ratio: 70.00
+    split_lowest_ratio: 70.00
     activity_id: 687
     wx_fee: 0.6 # 微信手续费 6/1000
     api_pub_key_path: payKey/lakala/dev/tk_api_public_key.txt
diff --git a/mall-shop/src/main/resources/bootstrap-test.yml b/mall-shop/src/main/resources/bootstrap-test.yml
index e3a0e20c..a92302ac 100644
--- a/mall-shop/src/main/resources/bootstrap-test.yml
+++ b/mall-shop/src/main/resources/bootstrap-test.yml
@@ -167,11 +167,11 @@ lakala:
   # 拉卡拉拓客进件配置
   tk:
     #服务地址
-    server_url: https://test.wsmsd.cn/sit/htkauth
+    server_url: https://test.wsmsd.cn
     client_id: lsycs
     client_secret: XPa1HB5d55Ig0qV8
     user_no: 29153396
-    ratio: 70.00
+    split_lowest_ratio: 70.00
     activity_id: 687
     wx_fee: 0.6 # 微信手续费 6/1000
     api_pub_key_path: payKey/lakala/dev/tk_api_public_key.txt
diff --git a/mall-shop/src/main/resources/bootstrap-uat.yml b/mall-shop/src/main/resources/bootstrap-uat.yml
index e3a0e20c..a92302ac 100644
--- a/mall-shop/src/main/resources/bootstrap-uat.yml
+++ b/mall-shop/src/main/resources/bootstrap-uat.yml
@@ -167,11 +167,11 @@ lakala:
   # 拉卡拉拓客进件配置
   tk:
     #服务地址
-    server_url: https://test.wsmsd.cn/sit/htkauth
+    server_url: https://test.wsmsd.cn
     client_id: lsycs
     client_secret: XPa1HB5d55Ig0qV8
     user_no: 29153396
-    ratio: 70.00
+    split_lowest_ratio: 70.00
     activity_id: 687
     wx_fee: 0.6 # 微信手续费 6/1000
     api_pub_key_path: payKey/lakala/dev/tk_api_public_key.txt