user_bank_id, user_id, bank_id, bank_name, settlement_account_type_id, user_bank_card_name, user_bank_card_code, user_bank_card_address, user_bank_card_time, user_bank_card_mobile, province_id, city_id, type_id, user_bank_default, user_bank_enable, user_bank_begin_date, user_bank_amount_money